Hello Friends, Today I’m going to show you best loan apps in Nigeria, because you may need quick loan to pay for rent or need money to support your business or any financial needs, whatever  might be, get a quick loan at the right time.

Are you looking for best loan site, loan apps because you’re in need of cash for emergency use? All this loan site will provide you a loan Between #1000 to #1,000,000 but it depend on your credit score.

Don’t worry i will show you 5 top site that give loan without collactral, what you need to do is just register with them,  you will get your loan within 2 to 10 minutes.

NOTED, All these lend services are uses data from your phone as well as other sources to make a lending decision. To increase your chances of approval, please make sure to save the data on your phone, such as bank sms alarm, stay current with all other lenders, and correctly input your account details.


Carbon makes everything easy to access amazing financial services, at the click of a button. You can get instant loans, make all your financial transactions, and invest money with high interest returns. Carbon is  trusted digital friend, always ready to help you out, even they are first  among my favorite apps. For more information visit there site here

After downloading the app, sign in or sign up to identify yourself and this will take you to their brief registration/application forms. Complete an application with valid information, then determine how much you would like to borrow. They will then display your available loan offer in the app and you can view your expected repayment(s). Submit your application and they will typically notify you of the loan decision within minutes.

When you fill out an application,  system will calculate a loan offer for you which determines the amount and repayment duration they can offer you. This differs by individual, so please ensure your information is accurate and that you are applying from your personal mobile device, for them to provide you with the best possible loan offer.

REQUIREMENT: Carbon loans do not require collateral or documents the process is entirely paperless! All you need is an Android device, a data connection, a means of identification, as well as valid bank details.

INTEREST RATE: the carbon loan interest is unbeatable so friendly



Branch also the best among lending app they makes it easy for people in Nigeria to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your bank account. Branch is like a bank in your pocket. Visit the website to learn more.

REQUIREMENTS: the requirements are simple – all you need to apply is your phone number or Facebook account, bank verification number (BVN) and bank account number. They will also request access to the data on your phone in order to build your credit score.

INTEREST RATE: Interest rates are determined by a number of factors, including your repayment history with Branch and the cost of lending for us. Depending on these factors, our rates vary as follows:

Loan Terms: 4 Weeks – 15 Months
• Late / Rollover Fees: None
• Interest Range: 14% – 28%
• Equivalent Monthly Interest: 1% – 21%
• Equivalent APR: 15% – 260%
The loan sizes range from around ₦ 1,000 to ₦ 200,000. If you repay loans as scheduled, the amount that you can borrow will increase.


Palm credit is an android app that make getting a mobile loan in Nigeria so simple, you can apply for your credit limit within a minutes which you can take as many instant loan as you need it within your credit limit without further approval step. It’s a credit revolution, they will provide you, are you wan to learn more don’t worry there website door is open.

INTEREST RATE: 12% to 24%  it depend on your loan profile,

LOAN PERIOD: up 3months



Fair money is a license online lender that they provide instant loan to meet up urgent cash needed, for moreinformation visit there website

FairMoney offer loans from N1,500 to N150,000 for a period of one to three months. The better your lending history and positive behaviour, the more you can access and the longer the period!

INTEREST RATE : The interest rate varies based on your profile, from 10% to 30% per month.

LOAN PERIOD: Up to 3months



QuickCheck is a Nigerian Fintech Startup that aims to provide banking services to the underserved. Built by people who work towards solving real world problems, they found out that a large portion of the Nigerian population has no access to proper banking services an they promise that they want to fill this gap!

REQUIREMENT: what you need to is Download Quick check App and fill the form there 
machine learning algorithms take care of the rest. Loans up to ₦30,000 with interest rates as low as 1% per day. Approvals in less than 24h, after registered with the.

  • You may have one or two questions go this way  quick check support