Personal Loan – Get Up To 5Million With Sterling Bank

Personal Loan – Get Up To 5Million With Sterling Bank- Specta Personal Loan

Specta is an online lending provider power by sterling Bank that can offer you a personal Loan It can be accessed by Salaried and Non-Salaried individual.

Personal Loan - Get Up To 5Million With Sterling Bank

Salaried Individuals –. You can access a personal loans if your salary account is domiciled in any other Bank or with Sterling Bank. It is opened to all account holders in Nigeria.

Non-Salaried Individuals – You can access a personal loans if you are self-employed, a business owner, a professional, a trader etc., with accounts in any other bank or with Sterling Bank.

Before you apply For yours Loan?

Please be informed that you need to have a disbursement account – which must be a current account.

If you do not have a Sterling current account, we will open an instant account and you would be required to upload the following scanned documents on this platform.

1. Means of Identification
2. Passport Photograph
3. Utility Bill (most recent)
4. Signature

Specta Loan Repayment Tenure

  • You can access a personal for a tenor of up to 12 months.
  • if you belong to a Sterling Community i.e. your company has been onboarded on the Specta platform, you can access a personal loan for a tenor of up to 36 months.

Maximum Loan Amount

  • You can access a loan amount up to a maximum of N2 million naira.
  • if you belong to a Sterling Community i.e. your company has been onboarded on the Specta platform, you can access a personal loan of up to N5m.

Specta Loan Interest Rates

  • The interest rate charged varies from 25.5% to 28.5% depending on your risk rating
  • Management fee is 1%
  • Insurance is 2.5%
  • if you belong to a Sterling Community i.e. your company has been onboarded on the Specta platform, rates have been pre-negotiated with your HR Manager or company representative.

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